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Save So You Can Weather a Disaster
I confess that the Count and I have never had a budget. That would appear to be heresy if you read the financial magazines, books, columnists and blogs. Our living budget-free is not because we earn so...
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Average Return vs. Compound Return
What’s the Difference Between Average and Compound Return and Why Do I Care? Returns matter. You use them to figure out where you’re at – how much you’ve made or lost - and what steps to take next....
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7 Ways to Make It Count!
7 days (and counting) until we fly into Boston and then motor north to experience New England’s fall foliage first-hand for the first time. I feel like an anxious grade-schooler waiting for Christmas...
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Your Credit Report (and Score)
“Free” Should Mean Free In spite of all of the ad jingles and media blitz pushed by a growing industry that promises to help you improve your credit score, frankly, I’m not sure why I care what my...
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To Learn Personal Finance: Read, Listen, Study, and Ask
Recently, I had lunch with a former co-worker to celebrate her 60th birthday. She is currently employed at a job she loves, but confided that she was looking forward to receiving Social Security...
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Healthy Finances
The Count is on a diet. A sedentary job, an addiction to dry-roasted peanuts and Cold Stone ice cream, and the urge for a solitary (mindless) pleasure while pounding away on the computer (to meet yet...
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Progressive vs Regressive Tax: Part 1 of 4
Yesterday while buying stamps at the post office [Yes, I still snail mail payments for any services that charge me a fee for paying online!], I bumped into a former coworker, “Ann”, who I had not seen...
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Progressive vs Regressive Tax: Part 2 of 4
Regressive taxes are those that take an equal or greater percentage from those with lower incomes as opposed to those with higher incomes. Sales Tax is a Regressive Tax Following is an example for...
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The Flat Tax: Part 3 of 4
The first time I remember hearing about a “flat tax” was in 1994 when Steve Forbes launched his Presidential campaign and announced a platform advocating a “flat tax” to replace the stepped marginal...
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The Fair Tax: Part 4 of 4
A “fair tax” is not a “flat tax” is not a VAT (value-added tax), although some consider the flat tax to be fair and of value. Got that? A flat tax has a single marginal tax rate applied to (some...
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